Uninsured Motorist Claims in Seattle, WA

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Navigating the aftermath of a car accident in Seattle, WA, can be overwhelming, especially when the at-fault driver is uninsured. This may leave you worried about how to pursue compensation for injuries and other damages.

At Davis Law Group Car Accident and Personal Injury Lawyers, our Seattle underinsured motorist claims lawyers can fight for you after an accident.

Contact our law office in Seattle, Washington at 206 727 4000 to schedule a free consultation with a Seattle uninsured motorist claims attorney. 

How Davis Law Group Car Accident and Personal Injury Lawyers Can Help You With an Uninsured Motorist Claim in Seattle 

Accidents with uninsured motorists could leave you responsible for paying medical expenses, vehicle repairs, and other costs. Since 1994, our team of Seattle car accident lawyers has been helping victims recover from accidents with uninsured motorists and others.

We understand the toll an accident may have recovered tens of millions in compensation for those injured in Seattle.  

 Our Seattle personal injury attorneys have helped those injured in accidents with uninsured motorists by handling the following:

• Investigating your uninsured motorist accident
• Gathering evidence and police reports
• Valuing damage for injuries, lost wages, or other losses
• Interviewing witnesses and experts
• Filing uninsured motorist claims
• Negotiating settlements

If you or a loved one has been injured in an accident in Seattle, WA, schedule a free consultation with our Seattle uninsured motorist claims attorneys. 

What Is Uninsured Motorist Coverage in Washington State?

Uninsured Motorist (UM) coverage is a major part of auto insurance in Washington state. It is designed to protect drivers after accidents with motorists who are uninsured or underinsured. This coverage allows your insurance policy to potentially cover the cost of injuries, lost wages, or property damage due to an accident another driver is responsible for. 

Uninsured motorist coverage in Washington State typically includes two main components:

• Uninsured motorist bodily injury (UMBI): This pays for medical expenses, lost wages, and other costs if you or your passengers are injured in an accident with an uninsured driver.
• Uninsured motorist property damage (UMPD): This covers repair or replacement costs of your vehicle if it is damaged in an accident with an uninsured driver.

Seattle car accident lawyers can help victims file claims against their insurance policies for uninsured or underinsured motorist coverage.

Does Washington State Require Uninsured Motorist Coverage?

Auto insurance companies in Washington must offer uninsured motorist coverage when you purchase your insurance policy, but you can decline it in writing. However, it is highly recommended that you include uninsured motorist coverage in your policy for added protection. Without it, you may be exposed financially if an uninsured or underinsured driver injures or damages you on the road in Seattle.

What to Do After an Accident with an Uninsured Motorist in Seattle, WA

Being involved in an accident with an uninsured motorist may leave you unsure about how to proceed. It is important to take specific steps to protect your rights to pursue potential compensation for your damages. 

Consider following these steps after an accident with an uninsured motorist in Seattle:

1. Call 911 and seek medical attention: Check yourself and others for injuries. Move to a safe location if possible and call 911. Report the accident to the police and obtain a copy of the police report.
2. Exchange information: Gather information from the other driver, even if they are uninsured. Get the name and contact details of any witnesses to the accident.
3. Document the scene: Take photos of the accident scene, including all vehicles involved and visible damages.
4. Notify your insurance company: Report the accident to your insurance company as soon as possible. Provide them with the police report and any documentation you have gathered.
5. Utilize uninsured motorist coverage: Uninsured motorist coverage may help cover your medical expenses, lost wages, and property damage.
6. Consult with a lawyer: Consult a Seattle car accident lawyer who can help you file an uninsured motorist claim or pursue compensation through other means. We can provide valuable guidance and help you navigate the legal and insurance process.

Following these steps after an accident with an uninsured motorist can help protect your rights to potential compensation.

What if I’m Involved in a Hit-and-Run in Seattle, WA?

Uninsured motorist coverage is designed to protect you in situations like hit-and-run accidents. It can prevent you from being left to bear the financial burden of the accident alone. Your insurance company will generally treat a hit-and-run accident like a claim involving an uninsured motorist. It may help cover your medical expenses, lost wages, and property damage up to your policy limits. 

Be sure to report any hit-and-run accident to the police and your insurance company as soon as possible.

Contact Our Seattle Uninsured Motorist Claims Lawyers for a Free Consultation

Accidents involving uninsured motorists in Seattle, WA, can leave you facing significant financial and emotional stress. When at-fault drivers are uninsured or underinsured, you may be left to cover medical expenses, vehicle repairs, and other costs. 

In these challenging times, our Seattle uninsured motorist claims lawyers can help investigate uninsured motorist coverage under your policy and potentially file a claim. We can also help you value your damages and other losses to maximize potential compensation. If you or a loved one have been injured, contact Davis Law Group Car Accident and Personal Injury Lawyers to schedule a free consultation today.