Allstate: Worst Insurance Company For Consumers

 Allstate is among the largest insurance providers in the United States. Millions of people purchase their automobile, homeowners, and other insurance policies through Allstate. However, research conducted by the American Association for Justice (AAJ) lists Allstate as the worst insurance company in the country. If you are involved in an accident that is covered by Allstate, keep reading to learn what to watch for during the claims process.

Why Is Allstate Ranked as the Worst Insurance Company for Consumers?

Allstate made the top of the list of worst insurance companies for consumers for several reasons, including but not limited to:

• Some sources have suggested that insurance adjusters may be offered bonuses if they reduce the value of claims
• Allstate often fights claims to avoid paying insurance settlements, even when liability and damages are not in dispute
• The company has a high number of customer complaints for poor service
• Allstate worked with a consulting firm in 1990 to develop ways to encourage injured parties to accept settlement offers for amounts much lower than the value of their claims
• Insurance adjusters are encouraged to use whatever tactics are available to protect the company from liability for claims

Allstate has been fined for resorting to bad faith tactics to avoid paying valid claims in the past. The AAJ also noted that Allstate received more complaints than almost all of its competitors.

Why Does Allstate Treat Consumers Differently During the Claims Process?

Insurance providers are for-profit companies. Many large insurers earn more than a trillion dollars each year from premiums. Therefore, they treat consumers very well when the company is trying to get and keep their business. However, paying claims cuts into their profit margin. Therefore, Allstate avoids liability for claims and undervalues damages to make more money. In other words, profits come before injured victims and, in many cases, their customers. While all insurance companies try to avoid paying large claims, some companies cross the line. They engage in bad-faith insurance practices. Understanding how to protect yourself can help you avoid becoming a victim of these tactics.

What Can Consumers Do to Fight Back Against Unfair Insurance Tactics After a Car Accident in Washington?

If you file an insurance claim with Allstate, you expect to be treated fairly. You expect the company to investigate your claim and pay a fair amount for your economic and non-economic damages. However, you might find that Allstate cheats consumers and policyholders whenever possible. Things you can do to protect your claim include:

• Report the collision to the police immediately by calling 911
• Do not admit fault or say you are sorry for the accident
• Obtain evidence at the accident scene by taking pictures of the vehicles and making a video of the entire area
• Ask witnesses and bystanders for their contact information
• Seek immediate medical treatment, regardless of the severity of your injuries
• Do not sign any documents or provide a written/recorded statement without legal advice
• Consult a Seattle car accident lawyer as soon as possible after your crash

Understanding the value of your claims is one of the best ways to protect your rights to a fair settlement. Knowing how much your damages are worth makes you less likely to accept a low settlement offer. However, most accident victims have never had to deal with an insurance claim and do not know how to value damages. Insurance adjusters take advantage of this lack of knowledge to convince them they are receiving the best settlement available.

What Damages Can I Receive in a Car Accident Settlement in Seattle, WA?

Washington personal injury laws provide for compensatory damages for financial losses, pain, and suffering. Therefore, you could receive compensation for economic and non-economic damages, including:

• Medical bills
• Property damage
• Emotional distress and mental anguish
• Loss of enjoyment of life and quality of life
• Scarring and disfigurement
• Lost wages
• Out-of-pocket expenses
• Impairments and disabilities
• Diminished earning capacity
• Pain and suffering

The value of your damages depends on the facts of your case, including your injuries, shared fault, and insurance coverage. An attorney will analyze your damages and the circumstances surrounding the accident to determine how much your case is worth. You may consider hiring a car accident attorney in Seattle to fight Allstate for a fair settlement. You can obtain information about your case during a free consultation with an attorney.

Contact an Experienced Seattle Personal Injury Attorney For Help With Your Claim

If you’ve been injured in Seattle, WA, and need legal assistance, contact Davis Law Group Car Accident and Personal Injury Lawyers. Contact our legal team and schedule a free consultation with a personal injury lawyer today. We proudly serve King County in Washington and it’s surrounding areas. Visit our law office at:

Davis Law Group Car Accident and Personal Injury Lawyers
2101 4th Ave 1030 Seattle, WA 98121
(206) 727 4000
Hours: Open 24/7