REPORT: The Importance of Medical Evidence in Personal Injury Claims

by Mischelle Davis

Accident Legal Claims Rely On Medical Records

This report helps injury victims understand how medical records play into personal injury legal claims.

More Information

Report: PDF
Publisher: Davis Law Group, P.S.
Language: English
ID Number: 50-22747213-03
Product Dimensions: 8.5 x 11.0 x 0.3 inches
Shipping: Downloadable PDF

Looking back on what my perceptions of attorneys, the law, the legal process, and insurance company were back before I married a lawyer and started working in a law office I am now horrified and how little I once knew.  I was basically clueless.  In retrospect, it is now very easy for me to see how easy it is for insurance companies to minimize or deny legitimate claims and thus cheat injury victims out of fair compensation for their damages, lost wages, etc.

One of the most common ways that insurance companies to diminish the value of a claim is to use the injured person’s own medical records against them. In cases where a person is claiming injuries due to the negligence of another the injured person’s medical records are the primary evidence in the case.  Without medical records, medical test reports, doctor’s chart notes, office appointment histories, account statements and billing records it is impossible to prove that you have been injured and are thus entitled to any sort of compensation for injuries.  In a nutshell, without medical records you cannot prove that you are injured—without medical records, you do not have a case.  A person who cannot afford medical treatment or who cannot miss work in order to attend doctor’s appointments is basically out-of-luck.  Basically it doesn’t matter to the insurance adjustors if you don’t get treatment because you can’t afford to pay for it. Even if you are severely injured, the inability to receive treatment due to transportation problems (don’t have a car, can’t drive, etc.), work-related issues (not getting time off from work for treatment), or any other reason has no bearing on your case in the eyes of the insurance adjustor that ultimately will be putting a dollar value on your injuries.