Lawsuit Filed Against Safeco Insurance For Breech of Underinsured Motorist Coverage

Posted on Jan 23, 2018

Lanctot v. Safeco Insurance Company of Illinois

Davis Law Group, P.S. has filed a civil lawsuit on behalf of a woman who was injured in a two-vehicle accident in March of 2015 near Everett WA.  

Plaintiffs were lawfully operating their vehicle on eastbound SR 526 in the far-left lane approaching 40th Avenue West.  The at-fault driver was travelling on westbound SR 526 in the far-left lane also approaching 40th Avenue West.  Suddenly and without warning the at-fault driver drove over a raised median separating the east and westbound directions of travel on SR 526, went airborne, and collided head-on with the vehicle being driven by the plaintiff.  

The plaintiff suffered a fractured neck and fractured tibia.  She was taken to the emergency room at Providence Hospital.  

The plaintiffs had purchased a Safeco Insurance policy to pay benefits in the event of an automobile collision.  Under the terms of the contract, Plaintiffs are entitled to recover automobile insurance policy benefits, including underinsured motorist benefits up to $500,000, from Safeco for the damages they sustained in the collision. 

The at-fault driver carried an $25,000/$50,000 insurance policy.  Plaintiffs’ damages exceed the amount of third party insurance coverage available.  Safeco is therefore contractually and legally obligated to pay Plaintiffs’ underinsured motorist benefits in an amount of not less than $500,000.  Safeco has breached the insurance contract by denying the Plaintiffs’ claims, and/or by refusing to pay the benefits to which Plaintiffs are entitled to recover.

Case Number: 200922
Case Title: Lanctot v. Safeco Insurance Company of Illinois
Docket: 17 2 31472 2 SEA
Court: Superior Court of King County for Washington
Date Filed: 12/7/2017 

underinsured motorist coverage lawsuit