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Legal Action Against Esurance

Esurance Company Profile

Esurance was founded in 1998 under the name of SiliconSierra Holdings Inc. Esurance launched its Web site and started writing personal auto insurance in December 1999.

In 2000 Esurance was acquired by Folksamerica Holding Company, Inc. (a subsidiary of White Mountains Insurance Group). Esurance is now a direct subsidiary of White Mountains.  In 2008, Esurance policies in force decreased by 5%. As of 2009, Esurance offers auto insurance in 30 states.

Esurance markets itself as being more environmentally friendly than competitors. The company often cites documents being available online in advertising. Esurance has partnered with sports teams for "Go Green" events by giving away reusable grocery bags. About 45% percent of the company's data is stored on outsourced servers in a LEED certified building.

Insurance Bad Faith Litigation Against Esurance Insurance Company

Davis Law Group, P.S. founder Chris Davis is one of the most respected and recognized civil litigation lawyers practicing in Washington State.  Davis Law Group has been named Best Injury Law Firm in Washington State by AI Dispute Resolution Awards

If you or a loved one has been seriously injured in a motor vehicle accident in Washington State contact attorney Chris Davis and the team at Davis Law Group at (206) 727-4000 to schedule your free legal consultation.

Personal Injury Lawsuits Against Esurance

Are you an injured party of a serious accident in which either you or the at-fault has been covered by the Esurance Insurance Company? If you have been forced to take legal action, it is important to research how other people and companies have successfully navigated insurance claims and settlements with specific insurance companies in order to achieve a just settlement or court outcome. This will assist you in avoid repeating similar mistakes others have made when legally dealing with insurance companies. Research can provide insight as to which courses of action might affect the value of your settlement. It also helps highlight crucial legal strategies and avenues that have historically helped win lawsuits against major insurance companies such as Esurance Insurance.

Insurance companies are renowned for witholding the release of settlement funds until the absolute last possible second. This questionable practice is implemented by an extremely high percentage of insurance companies. It is designed as both a money-making and a money-preserving technique. Major insurance companies usually have access to tens of billions of dollars due to high volume revenue and cash flow. Similar to banks, they invest these funds in order to amplify their profits. Even if they are required to pay a settlement, they will hold the money as long as legally possible in a leveraged effort to increase their own profits through the interest they earn on their investments.

In addition to delaying the disbursement of settlement funds, most insurance companies implement many of the following strategies to cut costs and generate profit:
  • Nickel and dime smaller individual clients with various charges with the knowledge they cannot afford to investigate their legal options.
  • Present clients with a very small initial settlement offer, as many policy holders do not realize they do not have to accept the insurance company’s first offer.
  • Wait until the last possible week to disperse funds, as some negotiations can last well over a year.
  • If you have sustained personal injuries that will be permanent, it is important to use an expert trial attorney.