Personal Injury Protection (PIP) Insurance Explained
PIP stands for 'personal injury protection'. Personal injury protection coverage is typically a component of your automobile insurace coverage.
What does personal injury protection cover?
PIP insurance pays for your reasonable and necessary medical expenses, regardless of who is at fault for the collision.
Is PIP insurance required in Washington State?
Although the law does not require that you carry UM and PIP coverage, insurance companies must offer these types of coverages to you.
What if I don't have PIP insurance?
If you choose to reject PIP coverage, your insurance company must record your rejection in writing. An insurance company's failure to obtain your written rejection of PIP coverage prevents the carrier from denying the claim, even if you didn't specifically pay for this type of coverage.
Learn More About PIP Insurance
- Learn more about what is covered by Personal Injury Protection insurance in Washington State
- Learn more about the difference between PIP and Health Insurance
Related PIP Insurance Questions
- What does PIP insurance cover in Washington State?
- How is personal injury protection money paid out?
- How does personal injury protection work in Washington State?
- How much personal injury protection should I get when I am buying automobile insurance?
- What is additional personal injury protection?
- Does Washington state require personal injury protection?
- Does personal injury protection have a deductible?
- What is stacked personal injury protection?
- Why do I need personal injury protection?