Personal Injury Claims Against MetLife Insurance

MetLife, Inc. is the holding corporation for the Metropolitan Life Insurance Company or MetLife for short. The firm was founded on March 24, 1868. For most of its life the company was a mutual organization, but it went public in 2000. MetLife, Inc. provides individual insurance, employee benefits and financial services with operations throughout the United States and the regions of Latin America, Europe, and Asia Pacific. The Company's products include life insurance, annuities, automobile and homeowners insurance, retail banking and other financial services to individuals as well as group insurance.

MetLife is the largest life insurer in the United States, with more than $3.3 trillion of life insurance in force. A leader in savings and retirement products and services for individuals, small business, and large institutions, MetLife serves 90 of the largest Fortune 100 companies.

The company is headquartered at 1095 Avenue of the Americas in Midtown Manhattan, New York City, though it retains some executive offices and its board room in the MetLife Building, which it sold in 2005.

Bringing an Injury Lawsuit Against MetLife 

Are you an injured person that has been the victim of a serious accident in which either you or the at-fault has been covered by the MetLife Insurance Company? If your hand has been forced to legal action, it is very important to actively study how other people and organizations have successfully negotiated insurance claims and settlements with specific insurance companies in order to achieve an fair settlement or court outcome. Research will assist you in avoid repeating similar mistakes others have made when legally dealing with insurance companies. It can also provide insight as to which courses of action might affect the value of your settlement. Lastly, substantial legal research helps highlight crucial strategies and avenues that have historically helped win lawsuits against major insurance companies such as MetLife Insurance.

Insurance companies are famous for delaying the release of settlement funds until the absolute last possible second. This questionable practice is implemented by an extremely high percentage of insurance companies. It is designed as both a money-making and a money-preserving technique. Major insurance companies usually have access to tens of billions of dollars due to high volume revenue and cash flow. Similar to banks, they invest these funds in order to amplify their profits. Even if they are required to pay a settlement, they will hold the money as long as legally possible in a leveraged effort to increase their own profits through the interest they earn on their investments.

In addition to delaying the disbursement of settlement funds, most insurance companies implement many of the following strategies to cut costs and generate profit:
  • Nickel and dime smaller individual clients with various charges with the knowledge they cannot afford to investigate their legal options.
  • Present clients with a very small initial settlement offer, as many policy holders do not realize they do not have to accept the insurance company’s first offer.
  • Wait until the last possible week to disperse funds, as some negotiations can last well over a year.
  • If you have sustained personal injuries that will be permanent, it is important to use an expert trial attorney.


Cases Involving MetLife Insurance:
$185,000 Settlement in Lynnwood Drunk Driving Case (View Full Article – Davis Law Group)

Further Research:

Davis Law Group Library – MetLife

Links:

Can I file a lawsuit against MetLife Insurance?
Who else has filed a lawsuit against MetLife Insurance?
List of lawsuits brought against MetLife Insurance.