Answers To Your Legal Questions

 

Q: What happens if I was injured in a collision caused by an uninsured driver in Washington state?

A: You may have a claim for UM benefits under your own policy. If you make a UM claim, your own carrier has the right to use all defenses that the other driver may have had against you. Many people make the mistake that they will be treated better by their own insurance company.  This simply is not true.  Your carrier will be allowed to assert all defenses available to the at-fault driver, and the carrier almost always does.  A UM claim therefore essentially creates an adversarial relationship between you and your own insurance carrier. Thus, it may be wise to retain experienced counsel when asserting a UM claim. As can be expected, your own carrier will NOT be looking out for your interests (even though you are its own insured!). Instead, your carrier will be looking for ways to pay out as little money as possible. In the event you do not have UM coverage, you may have no other practical means of obtaining compensation for your injuries. This is why you should always carry UM coverage, preferably with limits of at least $100,000.

More Legal Questions?
Do you have more legal questions about car wrecks and truck accident cases?  Return to the car & truck accidents frequentaly asked legal questions page. 


To get more information about Washington state car accident law, auto accident injury cases, and Seattle personal injury attorneys visit our car accident information page.  Or order your FREE copy of The Ten Biggest Mistakes That Can Wreck Your Washington Accident Case. 

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