If the at-fault party was acting within the course of his or her employment when the accident occurred, this may allow for a separate claim against that person’s employer. This is sometimes known as the “Master-Servant Rule.”
For example, employee works for a delivery company and causes an auto accident and injures a third party. If that employee was in the course and scope of his employment, his employer may also be liable to the injured party. The injured party can then pursue a legal claim against both the employee and employer.