If you've been injured in a motor vehicle accident or some other type of accident that was not your fault, it's only a matter of time before the insurance companies start calling you in an effort to get you to settle your claim.
To fully understand the reality of this situation, all accident victims should read our exclusive report on insurance companies' shady business practices, called "Unsurance: The Ugly Truth about Unethical Business Practices in the U.S. Insurance Industry."
As you may already have experienced, part of this process will likely involve the insurance company asking you to sign a series of documents that will allow them to investigate the details of your claim, including your medical history and any injuries or medical conditions you may be claiming are a result of the accident you were involved in. Fortunately for everyday Americans, insurance companies are required to obtain a signed medical authorization in order to access your medical information.
And so, you may find yourself asking, "Should I sign the insurance company's medical authorization?" Seattle attorney Chris Davis of Davis Law Group, P.S. explains:
Absolutely not. Don't sign anything until you contact an experienced attorney.
Most medical authorizations allow them (the insurance company) to talk to your doctors without your consent and/or access copies of all of your medical records.
The insurance company can and will use your complete medical history to find excuses to give you less money in your accident claim.
There may be a lot of personal and confidential information in your medical records that has nothing to do with your current injury.
Sadly, countless accident victims make the innocent mistake of signing a medical authorization and allowing the insurance company to leverage the details of their own medical history against them. Even if the victim's past medical conditions and treatment may be completely unrelated to their current injuries, the insurance company can use that information to reduce the value of a personal injury claim or deny the claim altogether.
To help accident victims better understand their legal rights, Mr. Davis has personally authored and published a series of nine legal guides that he provides for free to Washington state residents. If you would like to order a free copy of Mr. Davis's book, contact Davis Law Group, P.S. at 206-727-4000 or click here to order online.