Davis Law Group, P.S.

Filing A Claim In A Pedestrian Accident Case

How do you file a claim in a pedestrian injury accident case? The very first step is to call your insurance carrier and report the claim. You may also want to contact the at-fault person's insurance company to report the claim. But do not give too much information and never give a recorded statement to the at-fault carrier. You should, however, be prepared to give some basic facts about what has occurred, where, when, etc. Please remember that most of the information needed initially by the carrier will be contained in the police report. You may wish to obtain a copy of the report first before discussing the details of the claim with the at-fault carrier.

You may also wish to delay talking to the insurance adjustor about the specifics of the claim until the initial shock of the accident has worn off. I have seen insurance adjustors use a victim's shock to the advantage of the insurance company. If you are distraught and overwhelmed by your or a loved one's injuries, you may say or do things that may impact the claim in the future. Statements you make about what happened in the accident can be used against you later on if a personal injury case is filed. Keep in mind that just because an insurance company representative calls you does not mean you are obligated to speak with him. Your only obligation is to protect yourself and your family during this difficult time.