Davis Law Group, P.S.

No, they haven't decided to start paying claims quickly and for a fair amount. That would be like a Lewis Carroll fairytale. Rather, the Dept. of Insurance has ordered Allstate to cut rates by 15%.

Allstate had requested permission for a 7% rate cut. The Department of Insurance wanted a 19% rate cut, according to its calculations. An administrative law judge ordered the 15% rate cut.

Allstate contends it is being unfairly singled out because it is in a fight with the DOI about its homeowners rates. Singled out? I think the decision by the judge supports that the DOI was much closer to the right number than Allstate was.

So, if you are an Allstate insured, expect to see a rate cut from Allstate - assuming it does not appeal.