Mistake #9 - Failing to hire a lawyer
If your injuries are serious or permanent, then it is usually in your best interest to hire a pedestrian accident lawyer to help you resolve the claim. Typically, the more serious the injury means the higher the value of the claim. When there's more money at stake, the carrier will typically fight harder to avoid paying out a fair settlement. Please remember that insurance companies go to great lengths to train their adjustors on how to dig up information to use against you and then teach them how to use this information to negotiate and minimize your claim. Adjustors usually handle thousands of claims every year, so they are expert negotiators and evaluators of injury claims. Many times, the insurance company will assign an accident case to the person who has the most knowledge and experience with these types of claims, so that adjustor will be well-versed on the law and understand the defenses and arguments available in a bicycle accident case. In most cases involving severe injury or scarring, the experienced accident lawyer will be able to obtain much more compensation then the unrepresented victim can recover on her own (and this is even true after the attorney subtracts his fee!). I handle pedestrian accident cases on contingency, so there is no out-of-pocket cost to see me and I can usually tell you whether the case is worth pursuing with a pedestrian accident attorney or if you can handle it on your own.