Top 10 Myths About Car Accident Claims


Myth #1 You have to give a recorded statement to the at-fault driver’s insurance company or your claim will be denied.

Myth #2 You have to sign a medical authorization at the request of the at fault driver’s insurance company so it can go fishing into your past medical history, or your claim will be denied.

Myth #3 If you submit a reasonable settlement demand to the insurance company, you will get a reasonable settlement offer.

Myth #4 The amount of your settlement should be three times the amount of your medical bills (or four times, or five times, etc.).

Myth #5 The at-fault driver’s insurance company is obligated to pay for your medical bills as they become due.

Myth #6 If you file a claim with your own auto insurance company, it will treat you better than the at-fault driver’s insurance company.

Myth #7 If you get in an accident that was not your fault, there will be enough insurance to pay for all of your bills, lost wages and injuries.

Myth #8 You can expect to get the same settlement that your cousin (or neighbor, or friend, or co-worker, etc.) received for his or her accident claim with similar injuries.

Myth #9 The jury will give you money for all of your past medical bills because your doctor says you were injured.

Myth #10 The court system is like a lottery for injury claims that will help you get rich.